Seed and fertiliser prices tend to rise as planting approaches and demand picks up. Buying early can save money, but only if the cash is there in time.
For agro-dealers
Order your main lines before the rush, while suppliers still have full stock. Funding that first large order means you are ready when farmers arrive.
For farmers
Work out what you need for the season and buy the essentials first. Waiting too long risks both higher prices and empty shelves.
Matching repayment to the season
The best agricultural credit is repaid when money comes in: after sales for dealers, after harvest for farmers. Ask how the repayment schedule fits your season before you borrow.
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