Solutions
Embedded Finance
Instant Capital Inside Your Business Operations
Get approved for funding directly through your everyday suppliers, distributors, and digital platforms without disrupting daily operations.
Distributor checkout
How it works
Credit at the moment you buy
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Order from a partner
Buy from a supplier, distributor or digital platform that works with Mighty Fin, the same way you do now.
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Choose Mighty Fin credit
Pick Mighty Fin at checkout. We assess the request using your trading activity.
Your supplier is paid
Once approved, the supplier is paid and your order moves. You repay Mighty Fin.
Best for
What SMEs use it for
Four everyday reasons SMEs pay with Mighty Fin credit at the point of purchase.
Restocking
Fast-moving inventory
Keep cooking oil, mealie meal, airtime and other fast sellers on the shelf.
Agri inputs
Ahead of planting
Buy seed, fertiliser and chemicals ahead of planting, when you need them.
Big orders
Fulfilling customer orders
Say yes to a large order and buy the materials to deliver it.
Seasons
Managing seasonal demand
Stock up for back-to-school, harvest or the festive season.
How we decide
We look at how you trade
Your order history with suppliers and platforms says more about your business than a credit score does. We use that activity to make faster, fairer credit decisions.
That means a business with a thin credit file but steady weekly orders can still get funded.
Trading activity we consider
Support
Got questions? We can help
Everything you need to know about Embedded Finance. Can't find the answer you're looking for? Talk to our team.
Do I need to visit a branch?
No. You apply at the point of purchase, through the supplier or platform you already use.
Where can I use it?
With suppliers, distributors and digital platforms that partner with Mighty Fin. Ask your supplier, or contact us and we will tell you who is on board.
I don't have a credit score. Can I apply?
Yes. We look at your actual business activity, so a missing or short credit history does not rule you out.
I sell to shops. Can I offer this to my buyers?
Yes. See the Partners page for how suppliers and platforms add Mighty Fin credit to their checkout.