Solutions
Small Business Loans
Direct Growth Capital
Direct, flexible financing designed for established small businesses seeking quick working capital, equipment acquisition, or capacity expansion.
Loan request
Amount requested
K 35,000
How it works
From request to funds
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Apply online
Tell us about the business, the amount and the purpose.
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We review your numbers
We look at business performance data and may ask for a few documents.
Get your decision
If approved, funds are paid out and repayments are agreed with you.
Use it for
Three reasons businesses borrow
Direct capital for owners who know what the money will do.
Working capital
Keep things running
Cover rent, wages or a large stock order while you wait for customers to pay.
Equipment
Produce or sell more
Buy the freezer, oven, machine or vehicle that lets you produce or sell more.
Expansion
Grow capacity
Open a second outlet, take on staff or add a product line.
Who it's for
Built for businesses already trading
Small Business Loans suit owners who have been running for a while and know what the money will do. You deal with Mighty Fin directly, not through a supplier.
If you mostly need to pay suppliers for stock, Embedded Finance may be the quicker route.
Helpful to have ready
Support
Got questions? We can help
Everything you need to know about Small Business Loans. Can't find the answer you're looking for? Talk to our team.
Who are Small Business Loans for?
Established small businesses that have been trading for a while and have a clear use for the money.
What do I need to apply?
Records of sales and expenses (even informal ones), mobile money or bank statements, and quotes for any equipment you plan to buy.
How is this different from Embedded Finance?
You borrow from Mighty Fin directly instead of through a supplier. If you mostly need to pay suppliers for stock, Embedded Finance may be quicker.
How are repayments agreed?
If your loan is approved, we agree the repayment schedule with you before funds are paid out.